Terms of Service

1. Account Registration

• You must be at least 13 years old to use our platform
• Provide accurate and complete registration information
• Maintain the security of your account credentials
• You are responsible for all activities under your account
• Notify us immediately of any unauthorized account use

2. User Responsibilities

You agree not to:

• Use the platform for any illegal purpose
• Attempt to gain unauthorized access to other accounts
• Interfere with or disrupt platform security
• Share your account with others
• Use automated systems to access the platform
• Copy, modify, or distribute platform content without permission

3. Intellectual Property

All content on NAIJA CBT, including but not limited to questions, answers, explanations, software, and design elements, are the property of NAIJA CBT and are protected by copyright and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the platform for personal, non-commercial educational purposes.

4. Payments and Refunds

• All fees are stated in the applicable currency
• Payments are processed through secure third-party providers
• Subscription fees are automatically renewed unless canceled
• Refund policies are as stated at the time of purchase
• We reserve the right to change pricing with 30 days notice

5. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

6. Disclaimer of Warranties

The platform is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that:

• The platform will be uninterrupted or error-free
• Results from using the platform will meet your expectations
• All errors will be corrected
• The platform will be available at all times

7. Limitation of Liability

To the fullest extent permitted by law, NAIJA CBT shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the platform.

8. Termination

We may suspend or terminate your account at our sole discretion if you violate these Terms of Service.

You may terminate your account at any time by contacting us or using the account deletion feature in your dashboard.

9. Changes to Terms

We reserve the right to modify these terms at any time. We will provide notice of significant changes through the platform or via email. Continued use of the platform after changes constitutes acceptance of the modified terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law provisions.

11. Contact Information